Choosing the right car warranty program can feel overwhelming, especially with so many providers and plans available. If you’re looking for the best way to protect yourself from unexpected car repair costs, understanding your options is key. This guide breaks down the top car warranty programs of 2025, highlighting the best companies and plans to help you make an informed decision. We’ve analyzed dozens of providers, scrutinized coverage options, and evaluated customer feedback to bring you expert recommendations for the best car warranty program to suit your needs.
Top Extended Car Warranty Companies of 2025
Our in-depth research into the extended car warranty industry has identified several leading providers. While Endurance stands out as our top overall pick, competitors offer exceptional service in specific areas. Below, we explore the coverage and strengths of these top companies, helping you understand what makes each of them a leader in the extended car warranty market.
1. Endurance: Best Comprehensive Coverage
Our Rating: 4.6/5.0
Number of Plans: 6
Cost Range: $85 to $146 per month
Highest Mileage Limit: Unlimited
Endurance earns our award for Best Comprehensive Coverage due to its extensive plan options and unlimited mileage availability. As a direct provider, Endurance manages its vehicle service contracts without intermediaries, potentially leading to a smoother customer experience.
Here’s a breakdown of Endurance’s performance compared to the industry average:
| Category | Endurance Rating | Industry Average |
|---|---|---|
| Reputation | 4.6 | 3.9 |
| Coverage | 4.9 | 4.2 |
| Cost | 4.4 | 3.9 |
| Transparency | 4.9 | 3.7 |
| Customer Experience | 4.2 | 3.6 |
| Overall Score | 4.6 | 3.9 |
Endurance offers six distinct vehicle service contracts, ranging from basic powertrain protection to comprehensive exclusionary coverage. They also provide plans incorporating maintenance coverage, and a specialized Highline add-on for luxury vehicles. For a deeper dive, explore our detailed Endurance warranty review.
All Endurance plans include standard benefits like roadside assistance, rental car coverage, and trip interruption reimbursement. Additionally, they offer a free year of Endurance Elite Benefits™, adding perks such as total loss protection, collision discount, key fob replacement, and tire repair or replacement.
Our research indicates Endurance vehicle service plans range from approximately $85 to $146 monthly. Total costs for a 2.5-year plan typically fall between $2,500 and $4,500. Deductible options include $0, $50, $100, and $200.
The table below shows sample quotes we received for various Endurance plans, each with a $100 deductible:
| Plan | Vehicle | Term | Monthly Cost | Annual Cost |
|---|---|---|---|---|
| Supreme | 2021 Toyota Corolla | 2.5 years/40,000 miles | $102 for 30 months | $3,087 |
| Superior | 2021 Toyota Corolla | 2.5 years/40,000 miles | $100 for 30 months | $3,042 |
| Secure Plus | 2021 Toyota Corolla | 2.5 years/>40,000 miles | $97 for 30 months | $2,944 |
| Supreme | 2021 Nissan Rogue | 2.5 years/40,000 miles | $109 for 30 months | $3,305 |
| Superior | 2021 Nissan Rogue | 2.5 years/40,000 miles | $106 for 30 months | $3,218 |
| Secure Plus | 2021 Nissan Rogue | 2.5 years/40,000 miles | $101 for 30 months | $3,049 |
Customer feedback for Endurance is generally positive, with many praising their helpful customer service and efficient claims processing. At the time of writing, Endurance holds a 3.7-star rating on the Better Business Bureau (BBB) and a 3.9-star rating on Trustpilot.
In our own experience purchasing an Endurance warranty, we found the salesperson knowledgeable, though they did attempt to upsell us to a higher-tier plan. Cancellation was straightforward using our confirmation number, although we didn’t receive an email confirmation after initiating coverage. A 2024 survey of 1,000 extended warranty owners revealed that 64% of the 80 Endurance customers surveyed were “very satisfied” with their service.
2. Autopom!: Best Customer Service
Our Rating: 4.4/5.0
Number of Plans: 3
Cost Range: $66 to $126
Highest Mileage Limit: 150,000
Autopom! stands out for its exceptional customer service, earning our “Best Customer Service” award. The company consistently receives high customer service ratings on platforms like the BBB and Trustpilot. Our own interactions with autopom! representatives confirmed their friendly and helpful approach.
Autopom!’s commitment to customer satisfaction is evident in their proactive responses to customer feedback on the BBB. Here’s how autopom! compares to the industry average in our ratings:
| Category | autopom! Rating | Industry Average |
|---|---|---|
| Reputation | 4.3 | 3.9 |
| Coverage | 4.5 | 4.2 |
| Cost | 4.2 | 3.9 |
| Transparency | 4.6 | 3.7 |
| Customer Experience | 4.4 | 3.6 |
| Overall Score | 4.4 | 3.9 |
Autopom! offers three coverage levels: comprehensive, mid-level, and powertrain. Notably, their “powertrain” coverage extends beyond just the engine, transmission, and drive axle, incorporating additional systems. For detailed information, refer to our comprehensive autopom! warranty review.
Standard benefits include roadside assistance, trip interruption benefits, and rental car coverage. Many plans also include tire protection. Autopom! provides a 60-day money-back guarantee on select plans and at least 30 days on all plans, exceeding the standard 30-day guarantee offered by many competitors.
Based on our quote data, autopom! plans range from $66 to $126 per month, varying based on vehicle age, mileage, and plan type. Older, high-mileage vehicles generally incur higher coverage costs. Deductible options are $0, $50, $100, and $200. Below are sample quotes from 2024, based on a $100 deductible:
| Plan | Vehicle | Term | Monthly Cost | Annual Cost |
|---|---|---|---|---|
| Exclusionary | 2016 Toyota Tacoma | 4 years/unlimited miles | $126 for 24 months | $3,177 |
| Powertrain Plus | 2021 Toyota Tacoma | 4 years/unlimited miles | $66 for 48 months | $3,165 |
Autopom! consistently receives overwhelmingly positive customer reviews, particularly highlighting their exceptional customer service. Reviewers frequently mention representatives who go the extra mile to assist them. The company holds an A+ rating with BBB accreditation and a 4-star customer rating. On Trustpilot, autopom! boasts a 4.6-star rating.
Our personal experience and 2024 survey data echo these sentiments, with 7 out of 10 surveyed autopom! customers reporting being “very satisfied” with the company’s service.
3. Carchex: Best Industry Reputation
Our Rating: 4.4/5.0
Number of Plans: 5
Cost Range: $150 to $170
Highest Mileage Limit: 250,000
Carchex has earned the title of Best Industry Reputation due to its long-standing presence since 1999 and partnerships with industry leaders like Carfax, Kelley Blue Book, RepairPal, and CarMD. Carchex is particularly well-suited for owners of older, high-mileage vehicles due to its extensive contract terms.
Here’s our overall rating for Carchex:
| Category | Carchex Rating | Industry Average |
|---|---|---|
| Reputation | 4.7 | 3.9 |
| Coverage | 4.9 | 4.2 |
| Cost | 3.8 | 3.9 |
| Transparency | 4.9 | 3.7 |
| Customer Experience | 4 | 3.6 |
| Overall Score | 4.4 | 3.9 |
Carchex provides a wide array of plans, from powertrain to comprehensive coverage, all including roadside assistance, trip interruption, and rental car reimbursement. They offer both month-to-month and fixed-term contracts, providing flexibility to customers. For a detailed breakdown of their five plan options, consult our Carchex review.
Carchex collaborates with administrators like American Auto Shield to offer competitively priced contracts. While initial quotes we received ranged from $150 to $170 per month, negotiation brought these down to $100 to $150 across various plans.
Deductible options with Carchex are $0, $50, $100, $200, and $250. The sample quotes below are for unlimited, month-to-month terms:
| Plan | Vehicle | Term | Monthly Cost | Deductible |
|---|---|---|---|---|
| Titanium | 2020 Toyota Corolla | Month-to-month | $110 | $200 |
| Titanium | 2020 Nissan Rogue | Month-to-month | $100 | $200 |
| Titanium | 2020 Toyota Tacoma | Month-to-month | $120 | $200 |
| Powertrain Plus | 2016 Toyota Corolla | Month-to-month | $120 | $250 |
| Powertrain Plus | 2016 Nissan Rogue | Month-to-month | $110 | $250 |
| Powertrain Plus | 2016 Toyota Tacoma | Month-to-month | $110 | $250 |
Positive Carchex reviews often mention a smooth and efficient claims process. However, some negative feedback on the BBB and Trustpilot relates to communication issues. Carchex holds an A+ rating and BBB accreditation, but a lower 2.8-star customer review score on Trustpilot. We have reached out to Carchex for comment on these customer ratings but have not yet received a response.
Our team’s experience purchasing a Carchex plan found the salesperson courteous and helpful, and appreciated the lack of pressure to purchase a specific plan. In our 2024 survey, 88% of 64 Carchex customers reported being “very satisfied” with the company.
4. Everything Breaks: Best Contract Term Selection
Our Rating: 4.2/5.0
Number of Plans: 5
Cost Range: $30 to $120
Highest Mileage Limit: 250,000
Everything Breaks is recognized for offering the Best Contract Term Selection, providing a variety of terms to accommodate diverse vehicle owner needs. Their most budget-friendly plan functions similarly to an auto club, covering a portion of repair costs (up to $500 per repair and $2,000 annually). This makes it a potentially good option for owners of older vehicles prone to more frequent repairs.
Here’s how Everything Breaks rates against the industry average:
| Category | Everything Breaks Rating | Industry Average |
|---|---|---|
| Reputation | 3.9 | 3.9 |
| Coverage | 4.7 | 4.2 |
| Cost | 4 | 3.9 |
| Transparency | 4.1 | 3.7 |
| Customer Experience | 4.1 | 3.6 |
| Overall Score | 4.2 | 3.9 |
All five Everything Breaks plans are month-to-month contracts. Their Critical Coverage plan offers an annual upfront payment option with added maintenance benefits. For more plan details, consult our Everything Breaks warranty review.
It’s important to note that Everything Breaks’ Critical Coverage is technically an auto club membership rather than a vehicle service contract. It provides repair cost benefits and access to mechanic consultations and advocacy. All Everything Breaks plans include roadside assistance and rental car coverage, with trip interruption protection included in all but the Critical Coverage plan.
While Everything Breaks previously published pricing online, this is no longer the case. Our research indicates that their car warranty costs typically range from $30 to $120 per month.
The following table summarizes their rates, with a $100 deductible on all plans except Critical Coverage, which has no deductible. Note that luxury vehicles qualify for “Elite” versions of the four main plans at a higher cost.
| Plan | Maximum Mileage | Monthly Cost | Elite Monthly Cost |
|---|---|---|---|
| Topline | 175,000 | $120 | $150 |
| Deluxe | 175,000 | $110 | $140 |
| Enhanced Powertrain | 250,000 | $90 | $110 |
| Standard Powertrain | 250,000 | $80 | $100 |
| Critical Coverage | Unlimited | $30 | N/A |
Everything Breaks holds a BBB A rating with accreditation, but a 2.8-star customer rating on the platform. Trustpilot customer reviews are slightly better at 3.2 stars.
Many positive reviews commend the shopping and signup experience, highlighting helpful and patient customer service representatives. However, some BBB complaints mention lengthy claims processes or claim denials. We have contacted Everything Breaks for comment on these complaints but have not yet received a response.
In our 2024 warranty survey, all eight Everything Breaks respondents reported being somewhat or very satisfied. Only one respondent had filed a claim, which was covered.
5. Omega Auto Care: Best Maintenance Benefits
Our Rating: 4.3/5.0
Number of Plans: 3
Cost Range: $120 to $155
Highest Mileage Limit: 250,000
Omega Auto Care distinguishes itself by including a year of free maintenance with all vehicle service contracts, earning our “Best Maintenance Benefits” award. They also include road hazard tire repair as a standard benefit.
Here’s our rating breakdown for Omega Auto Care:
| Category | Omega Auto Care Rating | Industry Average |
|---|---|---|
| Reputation | 4.4 | 3.9 |
| Coverage | 4.9 | 4.2 |
| Cost | 3.7 | 3.9 |
| Transparency | 4.7 | 3.7 |
| Customer Experience | 3.6 | 3.6 |
| Overall Score | 4.3 | 3.9 |
Omega Auto Care offers a range of plans, from exclusionary to powertrain coverage. For a detailed look at their plan options, see our comprehensive Omega Auto Care review.
Standard benefits across all plans include 24/7 roadside assistance, road hazard tire coverage, rental car reimbursement, and trip interruption coverage. Their unique maintenance benefits, free for the first year, cover services like oil changes, brake pad replacements, and safety inspections.
Our research indicates that Omega Auto Care extended warranties cost between $120 and $155 per month, or $2,880 to $3,720 in total, depending on coverage level and vehicle type. Here are sample quotes we received:
| Plan | Vehicle | Term | Monthly Cost | Annual Cost |
|---|---|---|---|---|
| New Exclusionary | 2020 Toyota Corolla | 5 years/75,000 miles | $120 for 24 months | $2,880 |
| Powertrain Enhanced | 2016 Chevrolet Equinox | 5 years/100,000 miles | $155 for 24 months | $3,720 |
Omega Auto Care plans include a $100 deductible, which is reduced to $0 if you utilize a RepairPal Certified mechanic.
Online reviews for Omega Auto Care are predominantly positive, with many highlighting their effective communication with repair shops. They hold a 3.7-star rating from over 1,200 Trustpilot customer reviews, with positive feedback focusing on friendly customer service and competitive pricing.
In our 2024 warranty survey, 81% of 37 Omega Auto Care customers reported being very satisfied with their experience.
Best Extended Car Warranty Plans
Omega Auto Care, Endurance, and Everything Breaks offer highly-rated coverage plans overall. However, plan types vary in their strengths. Below, we recommend the best bumper-to-bumper, mid-level, and powertrain vehicle service contracts from our top providers.
Bumper-to-bumper warranties, also known as exclusionary warranties, offer the most comprehensive coverage. They list what is not covered, meaning everything else is covered. These plans are most similar to new car factory warranties. Here are our top bumper-to-bumper plan recommendations:
| Best Bumper-To-Bumper Plan | Why It’s the Best |
|---|---|
| 1. Endurance Supreme | Broadest coverage, excluding only listed components. Includes Endurance Elite Benefits™. |
| 2. Omega Auto Care New Exclusionary | Near-complete vehicle coverage. Adds value with a year of free maintenance and tire repair benefits. |
| 3. autopom! Exclusionary | Excellent value for comprehensive, factory-like coverage at a competitive price point relative to the coverage duration. |
Mid-level and powertrain plans, in contrast, offer stated-component coverage, also known as named-component or inclusionary warranties. These contracts list specifically what components are covered. They offer a balance of cost and coverage, often making them suitable for used, higher-mileage vehicles. Here are our top mid-level plan picks:
| Best Mid-Level Plan | Why It’s the Best |
|---|---|
| 1. Endurance Superior | Covers almost everything in the Supreme plan, with minor exclusions like seals, gaskets, and a few other less critical items. |
| 2. Carchex Platinum | Covers hundreds of components across 15 major vehicle systems, including advanced electronics, audio, emissions, and brake systems. |
| 3. Omega Auto Care Used Stated | Provides excellent value for covering 12 essential vehicle systems, striking a good balance between coverage breadth and cost. |
Powertrain extended warranties are the most basic and typically most affordable coverage tier. They protect the most critical vehicle systems: engine, transmission, and drive axles. These are ideal for budget-conscious buyers seeking fundamental protection. Our top powertrain plan recommendations are:
| Best Powertrain Plan | Why It’s the Best |
|---|---|
| 1. Carchex Powertrain | Basic coverage focusing solely on essential components at a correspondingly low price, making it a highly affordable option for core protection. |
| 2. Omega Auto Care Powertrain | Offers three powertrain plan variations, ranging from basic to enhanced coverage, allowing for customization based on budget and desired protection level. |
| 3. Everything Breaks Standard Powertrain | Affordable coverage for major systems at $79 per month, extending up to 250,000 miles, providing long-term, cost-effective protection for critical components. |
Best Extended Manufacturer Warranties
Audi, Ford, and Honda stand out for their excellent extended manufacturer warranties. These brands offer robust plans that can be added upon factory warranty expiration. Explore details below and in our best extended manufacturer warranty review.
Audi: Best Overall Manufacturer Extended Warranty
Audi excels with protection up to 10 years or 150,000 miles. Their three warranty plans range from comprehensive bumper-to-bumper to basic powertrain coverage.
Read more: Audi Extended Warranty
Ford: Most Coverage Levels
Ford provides four coverage levels, plans up to 10 years/175,000 miles, and most include a $100 deductible. Top-tier plans cover over 1,000 components; basic plans cover 29, including engine and transmission.
Read more: Ford Extended Warranty
Honda: Robust Vehicle Protection
Honda Care is a single, robust plan up to eight years or 120,000 miles, purchasable only when buying a new Honda. It covers powertrain, electronics, AC/heating, suspension, brakes, and steering. Includes roadside assistance, rental car reimbursement, and trip interruption coverage.
Read more: Honda Extended Warranty
How To Find the Best Extended Car Warranty
Finding a reputable extended warranty provider requires careful consideration. Here’s how to identify a reliable company and plan:
While specific coverage varies, common exclusions across extended warranty contracts include:
- Wear and tear or routine maintenance
- Collision damage
- Damage from neglect, misuse, or modifications
- Environmental damage
- Incidental damage
Some companies offer maintenance plans to cover routine maintenance items for a set period.
A warranty is more likely to be beneficial if your car has higher-than-average repair costs. An extended warranty might be worthwhile if:
- You desire peace of mind knowing repairs are covered.
- You want predictable car maintenance budgeting.
- You plan to keep your car beyond 100,000 miles.
- You want extra benefits like roadside assistance and trip interruption.
Review company ratings on resources like the BBB and Trustpilot to gauge complaint handling. All warranty companies receive negative reviews, but better providers address complaints and attempt resolutions.
Direct Provider vs. Broker
Most extended warranty companies are brokers, selling plans administered by another company. Endurance is a direct provider, handling the entire claims process, potentially improving customer experience.
The average cost of an extended warranty is about $142 monthly across plan types. Costs include deductibles, typically $0 to $200. Your cost depends on deductible amount, coverage length, plan level, vehicle make, model, age, and mileage.
Monthly Payments vs. Pay-In-Full
Payment options include upfront payment, monthly plans, or financing into your car loan. Larger upfront payments and higher deductibles, avoiding financing, generally reduce overall cost.
Fixed vs. Unlimited Terms
Unlimited term contracts allow monthly payments with cancellation at any time, but can be expensive long-term (over three years). Fixed-term contracts are generally more economical for longer coverage periods.
The best way to save money is to compare quotes from multiple providers. Provide vehicle details (mileage, make, model) for accurate pricing. Contact at least three companies for comparison shopping and the best deal.
Where To Get Extended Warranty Quotes
Quotes can be obtained from aftermarket (third-party) providers or your car manufacturer. Manufacturer warranties offer factory-trained technicians and genuine parts but may have stricter eligibility and limited plan options. Dealership markups on manufacturer warranties are also possible.
Third-party plans are often cheaper and offer diverse options, but some providers are less reputable, and factory-trained technicians/genuine parts aren’t guaranteed.
Negotiate pricing over the phone, as companies are often willing to lower prices to secure your business.
After choosing a provider, understand your contract’s coverage and exclusions. Inquire about:
- Labor rate coverage limits
- Definition of mechanical failure
- Maximum contract payout
- Original Equipment Manufacturer (OEM) parts coverage
- Waiting periods or pre-coverage inspections
- Required maintenance documentation
- Emergency repair procedures
- Cancellation policies (money-back guarantee) and contract transferability
What Repair Shops Take Extended Car Warranties?
For repairs, use in-network, ASE-certified facilities. Some companies limit you to specific shops or dealerships, potentially causing accessibility issues. Some repair shops may refuse to work with certain third-party providers.
Best Extended Auto Warranty: The Bottom Line
Our top extended car warranty picks are Endurance, autopom!, Carchex, Everything Breaks, and Omega Auto Care. The ideal choice varies by individual needs, so compare quotes and plans from multiple companies to find your best car warranty program.
Extended Car Warranty: FAQ
What are the best extended car warranty plans?
Based on our research, top plans include Endurance Supreme and autopom! Exclusionary.
What is an extended car warranty?
An extended warranty is a service agreement covering car mechanical breakdowns. Technically, only manufacturers extend warranties. Vehicle service contracts from third-parties offer similar repair coverage and are commonly called extended warranties.
Is an extended car warranty the same as car insurance?
No. Extended car warranties cover mechanical breakdowns due to defective parts, not accidents or collisions. Some car insurers offer mechanical breakdown insurance, but it’s not standard.
Is an extended car warranty worth it?
Extended car warranties can be worthwhile for peace of mind, especially for those with less reliable cars or those wanting predictable car repair budgets after factory warranty expiration.
What is a fair price for an extended car warranty?
A fair price generally ranges from $1,000 to $4,000. 77% of respondents in our 2024 survey reported paying within this range for their vehicle service contracts.
How We Rated the Best Extended Warranty Companies
Our objective rating system ranks extended car warranty companies based on:
- Coverage (30%): Variety of coverage, contract length, added benefits.
- Cost (30%): Affordable rates and deductible options.
- Transparency (20%): Contract clarity and money-back guarantee availability.
- Reputation (10%): Industry expert ratings, years in business.
- Customer Experience (10%): Customer satisfaction and service responsiveness.
Our credentials:
- 500+ hours researched
- 40+ companies reviewed
- 2,000+ consumers surveyed
*Data accurate at time of publication.
For feedback or questions, email [email protected].
