The Indigent Care Program plays a crucial role in ensuring access to healthcare services for low-income individuals and families. In Colorado, this program is known as the Colorado Indigent Care Program (CICP). It’s vital to understand that CICP is not a health insurance plan, but rather a program designed to provide discounted healthcare services to those who qualify based on their financial situation. For individuals eligible for discounted care under CICP, they may also qualify for Hospital Discounted Care, further expanding their access to affordable medical services.
Who is Eligible for the Indigent Care Program in Colorado?
To be eligible for the Colorado indigent care program, individuals must meet specific criteria:
- Residency: Applicants must be residents of Colorado.
- Income Limits: Individuals and families must meet certain income guidelines, demonstrating financial need.
- Insurance Status: Applicants should not be eligible for Health First Colorado (Colorado’s Medicaid program) or Child Health Plan Plus (CHP+). However, those with Medicare or other forms of health insurance may still qualify for CICP.
To provide a clearer picture of the income eligibility, here are examples of approximate annual and monthly income limits based on family size:
| Family Size | Approximate Annual Income | Approximate Monthly Income |
|---|---|---|
| 1 | up to $37,650 | up to $3,137 |
| 2 | up to $51,100 | up to $4,258 |
| 3 | up to $64,550 | up to $5,379 |
| 4 | up to $78,000 | up to $6,500 |
These figures are approximate and intended as a guide to understand potential eligibility for the indigent care program.
Applying for the Colorado Indigent Care Program
The application process for the indigent care program requires providing detailed information about yourself and your household members, particularly regarding income. To apply, you should contact a participating CICP provider. These providers are equipped to assist you in completing the application process. You can schedule an appointment with a participating provider to begin your application.
Benefits and Healthcare Services Under CICP
The indigent care program offers a range of discounted healthcare services. Emergency care at participating hospitals is a primary benefit. It is important to remember that as CICP is not health insurance, the specific medical services discounted can vary between participating hospitals and clinics. However, services may include:
- Emergency care
- Urgent care
- Inpatient hospital care
- Primary care
- Prescription drugs
It’s crucial to note that all applications must be completed within 181 days from the date you received the healthcare service to be considered for the indigent care program discount.
Understanding the Costs Associated with CICP
While the indigent care program provides discounts, it’s not entirely free. Recipients are responsible for co-payments for the services they receive. These co-payment amounts will vary depending on the specific medical services required. Your family’s income level will determine the amount you are required to pay in co-payments.
Furthermore, it is important to be aware that you will be responsible for any medical services or tests that are not discounted by your specific CICP provider. The CICP discount is only applicable to services received from qualified CICP providers. If you have existing health insurance, the CICP discount is applied after your insurance coverage. In such cases, you will pay the lower amount between the remaining charges your insurance doesn’t cover and the CICP co-payment.
CICP is Not Health Insurance: Exploring Other Options
It is essential to reiterate that the Colorado indigent care program is not a health insurance program. If you are currently enrolled in CICP, it’s worth exploring whether you might now be eligible for Health First Colorado (Colorado’s Medicaid program), particularly since 2014 expansions. To determine your eligibility for Health First Colorado, Child Health Plan Plus (CHP+), or other assistance programs like food assistance, you can visit the How to Apply page or call 1-800-221-3943 /State Relay: 711.
For broader health insurance options, you and your family may qualify for discounted health insurance coverage through the Connect for Health Colorado marketplace. To explore these options, visit the Connect for Health Colorado website or call 1-855-PLANS4YOU (855-752-6749) or TDD: 1-855-346-3432.
For any further questions regarding CICP, please reach out to the Health First Colorado Member Contact Center for detailed assistance. Understanding the indigent care program is the first step in accessing vital healthcare services if you qualify.
